The step up from fixed deposits.

Listed corporate bonds, compared side by side: yield, rating, tenure and minimum investment, with the fine print up front. Pick one, invest through a SEBI-registered platform, and hold it in your own demat account.

Compare bonds

How it works

Investments are executed by SEBI-registered Online Bond Platform Providers. SuperBonds compares; it never holds your money or your bonds.

Indicative listing

Navi Finserv

Digital lending NBFC

CRISIL A

Yield to maturity

10.35%

a year, if held to maturity

Tenure

20 months

Minimum investment

₹10,027

Rated by

CRISIL

Held in

Your demat

At maturity, in 20 months

₹1,00,000 becomes

₹1,17,838

before tax

Illustrative, at 10.35% a year for 20 months, if held to maturity and every payment is made.

Every listed bond, one table.

The same facts for every bond, in the same order, so you compare bonds and not brochures.

Indicative listings

AA- and above

Under 12 months

Minimum under ₹25,000

Showing 4 of 4

Issuer

Rating

Yield to maturity

Tenure

Minimum investment

Action

Navi Finserv

Digital lending NBFC

CRISIL A

10.35%

20 months

₹10,027

View bond

InCred Financial

Diversified NBFC

CRISIL AA-

9.25%

20 months

₹1,00,374

View bond

MAS Financial

MSME and vehicle lending NBFC

CARE AA-

8.50%

11 months

₹10,103

View bond

KrazyBee

Consumer lending NBFC

CRISIL A+

8.25%

4 months

₹50,158

View bond

Indicative listings as of October 2026, for layout and filters. Live data replaces these.

What changes when you move from an FD to a bond.

Four things are different. None of them is small print.

Bonds are not deposits. There is no insurance behind them. The rating, the security cover and the issuer's balance sheet are what you are relying on.

Who you lend to

Fixed deposit

A bank or an NBFC.

Corporate bond

The company itself, with no bank in between.

What you earn

Fixed deposit

An interest rate the bank sets, paid or compounded on its schedule.

Corporate bond

A coupon fixed in the term sheet, often higher for the same tenure.

What protects you

Fixed deposit

For bank FDs, DICGC insurance up to ₹5 lakh per depositor per bank.

Corporate bond

A credit rating, security cover if the bond is secured, and the issuer's balance sheet. No insurance.

If you need the money early

Fixed deposit

Premature withdrawal, usually at a lower rate.

Corporate bond

Sell on the exchange at the market price, if there is a buyer that day.

Three steps, and the money never passes through us.

Compare here. Invest on a SEBI-registered platform. Hold in your own demat.

Compare

Filter every listed bond by rating, tenure and minimum investment. Sort by yield. The same facts appear for every bond, in the same places.

Read

Open a bond for its term sheet, the rating rationale and the security cover, before you decide. If a bond is below investment grade, the first line says so.

Invest

Finish on the partner platform. Complete KYC there, pay from your bank, and receive the bond in your demat on settlement.

See what a yield does to your money.

Set an amount, a yield and a tenure. Then set the FD rate you are getting today.

₹50,000

₹1,00,000

₹5,00,000

₹10,00,000

₹

10.35%

Tenure

6 months

12 months

20 months

36 months

Value at maturity

₹1,17,839

Interest earned over 20 months

₹17,839

Your FD would pay

₹12,261

More than the FD, over the same period

₹5,577

Illustrative and before tax. The bond figure compounds the yield to maturity annually and assumes every payment is made. The FD compounds quarterly. Neither figure is a forecast.

Questions people ask before their first bond.

Is SuperBonds a broker?

No. SuperBonds compares bonds. When you choose one, you complete the investment with a SEBI-registered Online Bond Platform Provider, which handles KYC, payment and settlement. SuperBonds never holds your money or your bonds.

Do I need a demat account?

Yes. Listed bonds are held in demat form. If you do not have one, the partner platform opens one during onboarding.

What is the minimum investment?

It is shown on every listing and depends on the bond's face value and current price. Many listed corporate bonds start close to ₹10,000; some start higher.

How and when is interest paid?

The issuer pays it into the bank account linked to your demat, on the dates in the term sheet. Monthly, quarterly, annual and at-maturity payouts all exist; the bond's page shows which applies.

Are the returns guaranteed?

No. The coupon is fixed in the term sheet; whether it is paid depends on the issuer. The rating measures that risk. Bonds carry no deposit insurance.

Can I sell before maturity?

Yes, on the exchange where the bond is listed, at the market price. Some bonds trade thinly, so a quick sale may mean a lower price. Hold to maturity and you never need a buyer.

What happens if the issuer defaults?

For a secured bond, the debenture trustee can enforce the security on behalf of all bondholders. Recovery takes time and may be partial. This is exactly the risk a rating is trying to price.

SuperBonds

Listed corporate bonds, compared side by side. From the team behind SuperFD.

Bonds

All bonds

Under 12 months

AA- and above

Minimum under ₹25,000

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Disclosures

SuperBonds is a comparison service operated by Sbonds Tech Private Limited, HSR Layout, Bangalore 560102. It does not hold client money or securities. Investments are executed through SEBI-registered Online Bond Platform Providers. Yields, tenures and minimum investments shown are indicative and change with market prices. Investments in debt securities are subject to risks, including credit, interest-rate and liquidity risk. Read the offer document and the rating rationale before investing. A coupon is a promise by the issuer, not a guarantee. Bonds are not deposits and are not covered by DICGC insurance.